Dive into the realm of high-value real estate with the robust flexibility of Jumbo and ARM loans, each tailored to elevate your homebuying experience to new heights. A Jumbo loan opens the door to luxury homes and upscale properties by offering financing options beyond conventional loan limits, granting you the freedom to pursue your dream home without constraints. Meanwhile, an Adjustable-Rate Mortgage (ARM) introduces a dynamic approach to borrowing, with interest rates that adjust over time based on market trends. Together, Jumbo and ARM loans provide a spectrum of possibilities.
LIFESTYLE LENDING
A jumbo loan is a loan that exceeds the conforming loan limits as set by Fannie Mae and Freddie Mac. As of 2024, the limit is $766,550 for most of the U.S. Alaska, Hawaii, Guam, and the U.S.Virgin Islands have limits of $1,149,825. Rates may be a bit higher on jumbo loans because lenders generally have a higher risk.
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An adjustable-rate mortgage (ARM) is a home loan with a variable interest rate. With an ARM, the initial interest rate is fixed for a period of time. After that, the interest rate applied on the outstanding balance resets periodically, at yearly or even monthly intervals.
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We’re here to make the home loan process easier, with tools and knowledge that will help guide you along the way, starting with our loan qualifier. We’ll help you clearly see differences between loan programs, allowing you to choose the right one for you whether you’re a first- time home buyer or a repeat buyer.
Why Work With Us
One of our core values is complete transparency with our clients. It is woven into the fabrics of our business. You can expect honesty and trust when working with us.
We do the rate shopping for you. One of the benefits of working with us is we can shop your loan around with dozens of lenders to make sure you are getting the best loan terms for your situation.
We don’t believe you should spend more on your dream home so we can earn more. Our fees are lower than our competitors so you keep more money in your pocket.
Your perfect home is waiting for you. Enjoy faster closing times so you can start living your dream as quickly as possible. We can close loans in as little as 10 business days.
Securing your home shouldn’t be stressful. Get better service and care without compromising on value. We save our clients on average around $9500 using a broker over a big bank. We are also local to our markets and have more knowledge than an online lender or retail bank.
Discover exactly what you can afford before you start searching for a home. Before embarking on your home search journey, discover precisely what you can afford by utilizing our home purchase qualifier tool.
Equal Housing Opportunity Lender. Figures deemed reliable, but errors may occur. Rates and terms subject to change without notice. This is not an offer to make a loan or to make a loan on any particular terms. All loan applicants must qualify under the underwriting requirements and satisfy all contingencies of loan approval.
All loans subject to underwriter approval. Terms and conditions apply, subject to change without notice.
1204 W South Jordan Parkway, Unit CB
South Jordan, Utah, 84095
801-488-2006
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